Retirement Age Calculator (Turkey)
Your SGK retirement conditions and missing premium days, from your first insurance date.
Registered in June 2005, you fall under the 9 Sep 1999 – 30 Apr 2008 regime. Two options apply: (1) 7,000 days of premium — short by 3,400 days; (2) 25 years of coverage (met on June 30, 2030) plus 4,500 days — short by 900 days. Either way you can retire once you turn 58.
Calculation breakdown
| Applicable regime | 9.9.1999 – 30.4.2008 |
|---|---|
| Age requirement | 58 |
| Option 1 — required days | 7.000 gün |
| Option 1 — missing days | 3.400 gün |
| Option 2 — coverage requirement | 25 yıl (doluş: 30 Haziran 2030) |
| Option 2 — required days | 4.500 gün |
| Option 2 — missing days | 900 gün |
| Current premium days | 3.600 gün |
When you can retire in Turkey under the SGK 4/a scheme — the status covering employees on a service contract, including most foreign nationals working with a work permit — depends on three things: the date you were first registered with Turkish social security, your gender, and the premium days paid on your behalf so far. This tool identifies which rule period your entry date falls into, shows the required insurance period, premium days and age condition, and calculates how many premium days you are still missing. The results are informational estimates; the official answer always comes from the SGK's "When Can I Retire" (Ne Zaman Emekli Olurum) service on e-Devlet, Turkey's government portal.
How is it calculated?
Turkish legislation defines three rule periods by the date of first insurance registration; the tool first determines which one applies to you:
- First registered on or before 8 September 1999 (the EYT group): No age condition applies. EYT is shorthand for "emeklilikte yaşa takılanlar" — roughly, "those caught by the retirement age" — and refers to the reform that removed the age requirement for everyone first insured by this date. Women need 20 years of insurance and men 25 years, plus a premium-day requirement graded by entry date (between 5,000 and 5,975 days). The tool shows your bracket, your missing premium days and the date your insurance period completes.
- First registered between 9 September 1999 and 30 April 2008: The age condition is fixed at 58 for women and 60 for men. Two routes are assessed side by side: either 7,000 premium days, or 25 years of insurance combined with 4,500 premium days. The tool shows your missing days for each route separately.
- First registered on or after 1 May 2008 (Law No. 5510): The base requirement is 7,200 premium days plus an age condition graded by the date you complete those days: it starts at 58 for women and 60 for men, rising to 65 for those who complete the days furthest in the future. Most foreign employees who started their Turkish careers recently fall into this period.
The tool's assumptions: since it does not ask for the exact entry day, the entry date is treated as the last day of that month (a conservative reading that never promises earlier retirement in edge cases). For the post-2008 period, the estimated completion date of the premium-day requirement assumes uninterrupted employment from today onwards and approximates one calendar day as one premium day; the SGK actually counts every month as 30 days, so the real date may differ slightly. Date of birth is not asked, so no age arithmetic is done — the age condition is reported as "once you reach the relevant age".
| Parameter | Value | Source |
|---|---|---|
| Retirement conditions (4A) | Staged table by insurance start date | SGK (2026-06-12) |
Example
Suppose you moved to Turkey for work and your first SGK registration was in March 2015. You fall under the post-2008 rules: the requirement is 7,200 premium days plus the graded age condition. Entering your current premium days shows how many days you are missing, the estimated date you would complete them with uninterrupted employment, and the age that applies to the bracket that date lands in. An HR specialist checking a long-serving employee first registered in May 1997 sees a very different picture: that employee is in the EYT group, so no age condition applies — for a woman, 20 years of insurance and the premium days of her entry-date bracket are enough. Enter your own entry date and premium days above to see the full result.
Frequently asked questions
What determines the retirement age in Turkey?
Your first insurance registration date determines which rules apply. Registrations on or before 8 September 1999 fall under the EYT conditions with no age requirement; registrations between 9 September 1999 and 30 April 2008 face a fixed age of 58 for women and 60 for men; registrations from 1 May 2008 follow Law No. 5510, where the age is graded by when the premium days are completed. Once the period is set, the insurance-years, premium-day and age conditions apply by gender.
What is EYT in Turkey?
EYT ("emeklilikte yaşa takılanlar", roughly "those caught by the retirement age") is the reform that removed the age requirement for everyone first insured on or before 8 September 1999. People in this group retire on insurance years and premium days alone: 20 years for women, 25 years for men, and a premium-day count read from a bracket table based on their entry date.
How many premium days do I need to retire in Turkey?
It depends on your entry period: 7,000 days for first registrations between 9 September 1999 and 30 April 2008 (or 4,500 days combined with 25 years of insurance), and 7,200 days for registrations from 1 May 2008. For the EYT group the requirement is graded by entry date, between 5,000 and 5,975 days. A premium day is one day of paid social security contributions, and the SGK counts a full month as 30 days.
Do years worked abroad count toward retirement in Turkey?
They can, but not automatically and not in this tool. Turkey has bilateral social security agreements with many countries, and qualifying periods abroad may be combined or bought back under specific procedures. This calculator uses only the premium days registered with the SGK; for cross-border records, consult the SGK directly or a social security advisor.
Where can I check my premium days and first insurance date?
On e-Devlet, via the "SGK Tescil ve Hizmet Dökümü" (registration and service statement) service. It lists your first registration date and your total premium days; entering that total into the tool is enough. If you also have service under other statuses (4/b self-employed, 4/c civil servant), merging rules may affect the outcome.
Why does the tool not ask for my date of birth?
Because it does not compute your age; it reports the age condition as "you can retire once you reach the relevant age". Determining your rule period and your missing premium days requires only the entry date, gender and premium days — you can then judge against your own date of birth when the age condition will be met.
Is this retirement calculation official?
No — it is an informational estimate based on current legislation. Credits such as military-service or maternity buy-backs, merged records across statuses and future legislative changes can all shift the result; for your definitive retirement date, use the SGK's "Ne Zaman Emekli Olurum" (When Can I Retire) service on e-Devlet.